Fraud Prevention and Awareness Tips

What to do:

  1. Review your account regularly and promptly report any activity you did not authorize.
  2. Consider signing up for online banking and e-statements. Online banking allows you to review your account activity more timely. Receiving your statements electronically instead of through the mail may decrease your risk of mail fraud.
  3. Better understand your consumer rights and learn how to order a free annual credit report annually by visiting the Federal Trade Commission’s website.

Notify your credit union and/or bank(s) and ask them to flag your account and contact you regarding any unusual activity:

  • If bank accounts were set up without your consent, close them;
  • If your ATM card was stolen, get a new card, account number and PIN;
  • Contact your local police department to file a criminal report;
  • Contact the Social Security Administration's Fraud Hotline ( 1(800) 269-0271 from 10:00 a.m. to 4:00 p.m. EST, OR http://oig.ssa.gov/report-fraud-waste-or-abuse) to report the unauthorized use of your personal identification information;
  • Notify the Department of Motor Vehicles of your identity theft;
  • Check to see whether an unauthorized license number has been issued in your name;
  • Notify the passport office to watch for anyone ordering a passport in your name;
  • File a complaint with the Federal Trade Commission;

Other helpful information and useful links

Federal Trade Commission
http://www.ftc.gov

On Guard Online
http://www.onguardonline.gov

FBI Fraud Alert
PDF Document

Consumer Rights
http://www.consumer.gov/idtheft

Resources from the Government
http://www.idtheft.gov/takeaction.html