Make homeownership a reality.
OneAZ down payment assistance makes homeownership possible for all Arizona homebuyers.
Contact a Mortgage Loan Officer to Apply or learn more about these down payment assistance programs.
Other Affordable Home Loan Programs Available for Homebuyers
These affordable housing options are available on 7-year ARM, 10-year ARM and 30-year fixed-rate mortgages at OneAZ.
Why Choose OneAZ for Your Home Loan?
- 0.25% Discount Enjoy a discount on your home loan interest rate just for banking with us3
- Guaranteed On-time Closing Our loans close in 24 days or we’ll give you $2,5004
- Low Fees at Closing OneAZ has some of the lowest fees in Arizona
- Local Expertise Our mortgage team knows the local market and will keep you informed on the progress of your loan application
- 24/7 Live Loan Application Support Apply for your loan by phone or online anytime, day or night, weekday or weekend
All loans are subject to credit approval and program eligibility. Click here for the Nationwide Mortgage Licensing System Associate List.
1 0% Down Payment is for purchase transactions only. Minimum FICO score and Maximum debt to income (DTI) ratios are applicable; strong financial profile and excellent credit are required on this program. Additional terms and conditions may be applicable, not all individuals will qualify. Inquire about other alternative financing options.
2 1% Down Payment is for purchase transactions only. Minimum FICO score and Maximum Debt to Income (DTI) ratios are applicable. Must meet all applicable ARCH AMGC AHP EqualAccess Homeownership Program Requirements regarding maximum income, Homeownership Restrictions and extra Homeownership Education. Additional terms and conditions may be applicable. Not all individuals will qualify.
3 Conditions apply. Rates and terms subject to change at any time. Interest Rate Discount is available on purchase and refinance loans. To qualify for the 0.25% Interest Rate Discount, you will need to agree to the following: Establish OneAZ Membership, open a OneAZ Checking Account, set up monthly payroll Direct Deposit of $1,000 or more to the OneAZ Checking Account and set up monthly Auto Pay for the new loan. The offer does not apply to FHA, VA or USDA mortgages.
4 24-Day Close Guarantee-Conditions apply. Terms and Conditions must be signed and acknowledged by both parties. For full details, refer to the Mortgage Closing Agreement.
