Upcoming Holiday Hours: closing early at 1pm on Tuesday, December 24th and will remain closed on Wednesday, December 25th - in observance of Christmas Day

New branch and drive-thru hours starting Jan 2: 9:00am-5:00pm Monday, Tuesday, Wednesday and Thursday, 9:00am-6:00pm Friday

See if you pre-qualify for a credit card, auto loan or personal loan without impacting your credit score.

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Mortgage

From start to finish, we are here to help you get the home you deserve. Our experts start the process with a quick and easy mortgage pre-approval.

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Home Equity

Our home equity line of credit may be the easiest way to borrow money for homeowners. Take a look at our low rates and services.

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Auto

Your new car is waiting for you. Apply today and drive off with an affordable loan that won’t break your budget. 

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Refinance

You've found the perfect home or auto, now let's get you that perfect monthly payment.

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Personal Loans

Pay for anything you need with our personal lending options. Apply online or speak with a representative today.

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Recreational Vehicles

Experience all Arizona has to offer with a recreational vehicle loan from OneAZ Credit Union.

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Loan Protection

Safeguard with services that provide extended warranties, debt cancellation or asset protection.

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Meet the Virtual Team

Get to know the loan experts that will help you get your dream car, credit card and HELOC.

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Credit Cards

Whether it's about rewards or a low rate, we've got the card for you.

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Free Financial Coaching

At OneAZ, we’re more than a financial institution – we're your partner in helping you reach your financial potential at every life stage. When you open a personal loan with us, you can book a FREE 45-minute financial coaching session with one of our certified coaches. Whether you’re looking to create a budget, manage debt, or build credit, we’re here to help you every step of the way. 

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Auto rates as low as

5.19
%
APR

New Auto1

Drive your dream car today.

Used auto loan rates as low as 5.39% APR.3

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OneAZ Mobile Banking app

Do it all with the OneAZ Mobile Banking app.

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Deposit checks

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Transfer funds

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Pay your bills

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Chat with an associate

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Locate an ATM

Download Now

Rates as of December 1, 2024.

APR = Annual Percentage Rate

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