Upcoming Holiday Hours: closing early at 1pm on Tuesday, December 24th and will remain closed on Wednesday, December 25th - in observance of Christmas Day

New branch and drive-thru hours starting Jan 2: 9:00am-5:00pm Monday, Tuesday, Wednesday and Thursday, 9:00am-6:00pm Friday

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Credit Card Payoff Calculator

Use this calculator to determine how many monthly payments and how much interest will be paid on a credit card.

Calculators are for informational purposes only. All loans are subject to credit and income approval.

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Credit and Debt Resources Guide

At OneAZ, we want you to have the tools and the knowledge to make confident, smart decisions about your finances.

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How to Improve Your Credit Score in 7 Simple Steps

Start by looking over your monthly credit reports for errors, then work to catch up on overdue payments and pay down revolving credit balances each month.

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7 Steps to Get Control of High Interest Credit Card Debt

Whether using credit cards for online purchases, or swiping at your favorite coffee shop, credit cards are convenient tools when managing money.

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How Does a Credit Score Really Work?

Your credit score affects loan terms and interest rates by showcasing your borrowing behavior.

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Rates as of December 1, 2024.

APR = Annual Percentage Rate

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