Motorcycles & Other Recreational Vehicles

Did you know that Arizona State Credit Union loans money on more things than just cars, homes, and boats? We know our members have needs for a variety of items that you may not be able to finance at other institutions. Here is a list of property we loan money on every day.

  • Motorcycles
  • Dirt Bikes
  • ATV's
  • Jet Skis & other Personal Watercraft

Up to 100% financing available on approved credit.

To find out if the item you are purchasing is available for financing, contact the Credit Union at 1-800-453-9897.


Apply online, by phone at 602-467-4230 or 800-453-9897 or at your nearest branch location.

Motorcycle / ATV / Watercraft up to 32 feet in length
Program APR* Repayment
2012 & Newer5.75% - 18.00%up to 66 mo.
2012 & Newer $12,000 minimum6.25% - 18.00%72-78 mo.
2012 & Newer $20,000 minimum7.75% - 18.00%84-90 mo.
2011 & older8.00% - 18.00%up to 66 mo.
Harley-Davidson only
Harley-Davidson only 2012 & Newer $12,000 minimum6.25% - 18.00%72-78 mo.

* APR = Annual Percentage Rate. Rates include a .25% discount on motorcycle loans with automatic payment deduction from an Arizona State Credit Union checking account; rates will be .25% higher on loans that do not meet this requirement. Payments are not adjusted with the discount. Subject to credit and program guidelines.

See our Lending Disclosure for details.

Rates Effective: 04/01/2015

Note: Restrictions may apply for out-of-state purchases or refinances.


Contact Us

2355 W. Pinnacle Peak Rd.
Phoenix, AZ 85027