Boats

Arizona State Credit Union offers low rates so you can purchase or refinance your boat.
 

 
Apply online, by phone at 602-467-4230 or 800-453-9897 or at your nearest branch location.
Boats greater than 16 feet in length
Program APR* Term
2012 & Newer $0 - $9,9995.75% - 18.00%up to 66 mo.
2012 & Newer $10,000 - $24,9994.75% - 18.00%120-126 mo.
2012 & Newer $25,000 - $74,9994.50% - 18.00%180-186 mo.
2012 & Newer $75,000 - $99,9994.25% - 18.00%240-246 mo.
2012 & Newer $100,000 - $149,9994.25% - 18.00%240-246 mo.
2012 & Newer $150,000 - $300,0004.25% - 18.00%240-246 mo.
2010 - 2011 $0 - $9,9996.25% - 18.00%up to 66 mo.
2010 - 2011 $10,000 - $14,9995.50% - 18.00%84-90 mo.
2010 - 2011 $15,000 - $24,9995.25% - 18.00%120-126 mo.
2010 - 2011 $25,000 - $74,9995.00% - 18.00%180-186 mo.
2010 - 2011 $75,000 - $99,9994.75% - 18.00%240-246 mo.
2010 - 2011 $100,000 - $149,9994.75% - 18.00%240-246 mo.
2010 - 2011 $150,000 - $300,0004.75% - 18.00%240-246 mo.
2009 & Older $0 - $9,9998.75% - 18.00%48-54 mo.
2009 & Older $10,000 - $14,9997.75% - 18.00%60-66 mo.
2009 & Older $15,000 - $24,9997.00% - 18.00%72-78 mo.
2009 & Older $25,000 - $49,9996.75% - 18.00%84-90 mo.
2009 & Older $50,000 +6.50% - 18.00%120-126 mo.

*APR=Annual Percentage Rate. Rates include a .25% discount on boat loans with automatic payment deduction from an Arizona State Credit Union checking account. Rates will be .25% higher on loans that do not meet this requirement. Payments are not adjusted with the discount. The APRs shown above are the range of rates that may apply based on your credit worthiness. Subject to credit and program guidelines.

See our Lending Disclosure for details.

Note: Restrictions may apply for out-of-state purchases or refinances.

ALL LOANS SUBJECT TO CREDIT AND INCOME APPROVAL

Rates Effective: 04/01/2015

Boats and Watercraft up to 16 feet in length
Program APR* Term
2012 & Newer5.75% - 18.00%up to 66 mo.
2012 & Newer $12,000 minimum6.25% - 18.00%72-78 mo.
2012 & Newer $20,000 minimum7.75% - 18.00%84-90 mo.
2011 & older8.00% - 18.00%up to 66 mo.

*APR=Annual Percentage Rate. Rates include a .25% discount on boat loans with automatic payment deduction from an Arizona State Credit Union account. Rates will be .25% higher on loans that do not meet this requirement. Payments are not adjusted with the discount. The APRs shown above are the range of rates that may apply based on your credit worthiness. Subject to credit and program guidelines.

See our Lending Disclosure for details.

Note: Restrictions may apply for out-of-state purchases or refinances.

ALL LOANS SUBJECT TO CREDIT AND INCOME APPROVAL

Rates Effective: 04/01/2015

Contact Us

2355 W. Pinnacle Peak Rd.
Phoenix, AZ 85027
1-800-453-9897