Auto Loan Rates

Looking for a new vehicle?

Check out our low rates on new and pre-owned auto loans.

Auto Loan Rate
Vehicles
New
APR* Repayment
2013 & Newer2.20% - 18.00%36 mo.
2013 & Newer2.30% - 18.00%48 mo.
2013 & Newer2.45% - 18.00%60 mo.
2013 & Newer2.95% - 18.00%72 mo.
2013 & newer $15,000 minimum3.45% - 18.00%84 mo.
2013 & newer $50,000 minimum3.95% - 18.00%100 mo.
Used
2010, 2011 & 20122.20% - 18.00%36 mo.
2010, 2011 & 20122.30% - 18.00%48 mo.
2010, 2011 & 20122.45% - 18.00%60 mo.
2010, 2011 & 20122.95% - 18.00%72 mo.
2010, 2011 & 2012 $15,000 minimum3.45% - 18.00%84 mo.
Used Vehicles (2008 & 2009 & $15k min.)2.85% - 18.00%66 mo.
2009 & Older2.45% - 18.00%60 mo.
* APR = Annual Percentage Rate.
Rates include a .25% discount on auto loans with automatic payment deduction from an Arizona State Credit Union account; rates will be .25% higher on loans that do not meet this requirement. Subject to credit and program guidelines.

See our Lending Disclosure for details.

**These promotional rates will not apply to the refinancing of an existing Credit Union auto loan. Please call for current rate information.
 
Rates Effective: retrieving Index Date

We recommend you research the following services when purchasing a new or used car or truck:

Additional services offered by Arizona State Credit Union:

Private Party Financing

We do offer private party financing. Please contact AZSTCU for details with private party purchases. Note: Arizona State Credit Union does not finance out of state private party loans.

Interested in applying or getting additional information? If you wish to apply either apply online, call (602) 467-4230 or 1-800-453-9897, email us at loans@azstcu.org or visit your local Arizona State Credit Union branch.

Note: Restrictions may apply for out-of-state purchases or refinances.

ALL LOANS SUBJECT TO CREDIT AND INCOME APPROVAL

Contact Us

2355 W. Pinnacle Peak Rd.
Phoenix, AZ 85027
1-800-453-9897