The OneAZ Advantage
How OneAZ business savings accounts benefit your business:
Personalized service
Personalized service with a business banking team dedicated to helping your business thrive.
- Expertise and familiarity in your local community
- Guidance on the best financial solutions suited for where you’re at in your business
- Ability to anticipate your financial needs as your business grows
No service fees1
No service fees1 on most business savings accounts.
- No monthly maintenance fees on traditional, Club or Business Share Certificates.
- Maintain specific month-end balance to avoid maintenance fees on business Money Market accounts.
Avoid overdraft fees.
Avoid overdraft fees.
- Use your business savings account as overdraft protection to minimize stress.
Bank from anywhere.
Bank from anywhere.
- Convenient mobile and online banking.
Worry-free secure banking.
Relax with worry-free secure banking.
- Simple and secure 24/7 digital banking.
- NCUA insurance up to $250,000 per business.
Business Savings Account Options
Upgrade your business savings strategy with the best business savings account to fit your needs.
Traditional Business Savings Account
Best for: Businesses looking for a straightforward savings solution without worrying about fees
High-Yield Business Savings Account
Best for: Businesses looking to maximize their savings with competitive interest rates and no fees
Business Share Certificate
Best for: Businesses with a specific savings goal, looking for fixed returns over a set period
Business Money Market Accounts
Best for: Businesses requiring flexibility in accessing funds while earning competitive interest rates
Business Savings
- Your traditional business savings account.
- No monthly service fees.
Club Savings
- Your high-yield business savings account.
- Earn more on your savings with 2.00% APY.2
- No monthly service fees.
Business Share Certificate
- Put your funds to work for you with competitive rates.
- Terms from 3 to 60 months.
- Minimum balance as low as $2,000.
- Automatic renewals at the current rates.
Business Money Market Account Options
- Earn dividend rates on balances starting at $1,000 with higher tier options.
- No fixed-term requirements.
- $10 monthly service fee waived with month-end balances of $1,000.
| Business Star High Yield Money Market | Business Savers Advantage Money Market | Business Tiered Money Market | |
|---|---|---|---|
| Minimum Balance to Earn Dividends | $75,000 | $25,000 | $1,000 |
Ready to open a OneAZ Business Savings account?
Here’s what you’ll need to open your account:
- Minimum opening deposit, depending on account type.
- Identification and business documentation.
- An appointment with a OneAZ business banker.
Why Your Business Needs a Savings Account
1
Plan for taxes.
Put money aside in a separate business savings account to be ready for tax time.
2
Plan for expenses.
Be ready for both expected and unexpected expenses when they arise.
3
Plan for uncertainty.
Savings act as a buffer in an unpredictable economy.
Fuel your growth with OneAZ’s financial solutions.
Merchant Services:
Seamless Payment Solutions
Simplify your business finances with customized payment processing solutions.
Business Checking:
MONEY MANAGEMENT MADE EASY
Simplify your finances with the business checking account option that's right for you.
Business Credit Card:
LET’S REWARD HARD WORK
Earn cash back for all your business purchases with OneAZ Business Cash Rewards.
1 Subject to an Inactivity Fee. See Business Schedule of Fees for current details.
