Business Checking Accounts Options
The OneAZ Advantage
OneAZ business checking accounts offer convenience, security and accessibility. Banking fits seamlessly into your life so you can get back to business.
- Expertise and familiarity in your local community
- Guidance on the best financial solutions suited for where you’re at in your business
- Ability to anticipate your financial needs as your business grows
- No monthly maintenance fee on Small Business Checking
- Maintain specific monthly average deposit balance
- Maintain specific average combined business deposit balance
- Up to $5,000 per month2 cash deposit
- Convenient mobile and online banking
- 41,000+ fee-free ATMs across the U.S.
- Add your debit card to your digital wallet
- Simple and secure 24/7 digital banking
- NCUA insurance up to $250,000 per business
- Our local credit union is deeply embedded within the Arizona community.
- Banking local strengthens the community ecosystem.
- Over $1.6 million donated to Arizona nonprofits since 2016
Small Business
account
Minimum Opening Deposit:
$100
Monthly Maintenance Fee:
$0
How to Avoid Monthly Fee:
This is a FREE account if you maintain yearly activity. You're subject to a $5 monthly fee after 12 months of inactivity.
Cash Deposit Limits & Fees:
Up to $5,000 per month
$0.30 fee per $100 cash deposited over $5,000
Transaction Limits & Fees:
No fee up to 30 transactions per month
$0.10 fee per transaction over 30 per month
Dividends:
Does not earn dividends
*$2 statement fee waived with electronic statements.
Business
account
Minimum Opening Deposit:
$100
Monthly Maintenance Fee:
$10
How to Avoid Monthly Fee:
Maintain monthly average deposit balance of $5,000 or more in checking account
— OR —
Maintain average combined aggregate business deposit balance of $25,000 or more
Cash Deposit Limits & Fees:
Up to $5,000 per month
$0.30 fee per $100 cash deposited over $5,000
Transaction Limits & Fees:
No fee up to 150 transactions per month
$0.10 fee per transaction over 150 per month
Dividends:
No minimum balance needed to earn dividends.
Business Premium
account
Minimum Opening Deposit:
$100
Monthly Maintenance Fee:
$25
How to Avoid Monthly Fee:
Maintain monthly average deposit balance of $25,000 or more in checking account
— OR —
Maintain average combined aggregate business deposit balance of $100,000 or more
Cash Deposit Limits & Fees:
Up to $5,000 per month
$0.30 fee per $100 cash deposited over $5,000
Transaction Limits & Fees:
No fee up to 300 transactions per month
$0.10 fee per transaction over 300 per month
Dividends:
Earn greater dividends on balances over $2,500.
Get started with a OneAZ Business Checking account today!
Want to learn more about our business checking account options? Complete the form below to connect with your local OneAZ business banker.