Business Checking Accounts Options

The OneAZ Advantage

OneAZ business checking accounts offer convenience, security and accessibility. Banking fits seamlessly into your life so you can get back to business.

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Personalized service

  • Expertise and familiarity in your local community
  • Guidance on the best financial solutions suited for where you’re at in your business
  • Ability to anticipate your financial needs as your business grows
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Minimal fees2

  • No monthly maintenance fee on Small Business Checking
  • Maintain specific monthly average deposit balance
  • Maintain specific average combined business deposit balance
  • Up to $5,000 per month2 cash deposit
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Bank from anywhere.

  • Convenient mobile and online banking
  • 41,000+ fee-free ATMs across the U.S.
  • Add your debit card to your digital wallet
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Worry-free secure banking

  • Simple and secure 24/7 digital banking
  • NCUA insurance up to $250,000 per business
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Local banking, stronger community

  • Our local credit union is deeply embedded within the Arizona community.
  • Banking local strengthens the community ecosystem.
  • Over $1.6 million donated to Arizona nonprofits since 2016
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Open a business checking account today.

Visit your local OneAZ branch to get started.

Schedule an Appointment

Small Business
account

Schedule an appointment

Minimum Opening Deposit:

$100


Monthly Maintenance Fee:

$0


How to Avoid Monthly Fee:

This is a FREE account if you maintain yearly activity. You're subject to a $5 monthly fee after 12 months of inactivity.


Cash Deposit Limits & Fees:

Up to $5,000 per month

$0.30 fee per $100 cash deposited over $5,000


Transaction Limits & Fees:

No fee up to 30 transactions per month

$0.10 fee per transaction over 30 per month


Dividends:

Does not earn dividends

*$2 statement fee waived with electronic statements.

Business
account

Schedule an appointment

Minimum Opening Deposit:

$100


Monthly Maintenance Fee:

$10


How to Avoid Monthly Fee:

Maintain monthly average deposit balance of $5,000 or more in checking account

— OR —

Maintain average combined aggregate business deposit balance of $25,000 or more


Cash Deposit Limits & Fees:

Up to $5,000 per month

$0.30 fee per $100 cash deposited over $5,000


Transaction Limits & Fees:

No fee up to 150 transactions per month

$0.10 fee per transaction over 150 per month


Dividends:

No minimum balance needed to earn dividends.

See current dividend rates.

Business Premium
account

Schedule an appointment

Minimum Opening Deposit:

$100


Monthly Maintenance Fee:

$25


How to Avoid Monthly Fee:

Maintain monthly average deposit balance of $25,000 or more in checking account

— OR —

Maintain average combined aggregate business deposit balance of $100,000 or more


Cash Deposit Limits & Fees:

Up to $5,000 per month

$0.30 fee per $100 cash deposited over $5,000


Transaction Limits & Fees:

No fee up to 300 transactions per month

$0.10 fee per transaction over 300 per month


Dividends:

Earn greater dividends on balances over $2,500.

See current dividend rates.

Your Local Experts

Caprice Daniels
Jerame Pearson
Bob Morenzoni
Brandon Mello
Christy Manning

Get started with a OneAZ Business Checking account today!

Want to learn more about our business checking account options? Complete the form below to connect with your local OneAZ business banker.

Fuel your growth with OneAZ’s financial solutions.

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Merchant Services:

Seamless Payment Solutions

Simplify your business finances with customized payment processing solutions.

Learn More

Business Savings

Business Savings:

Earn More for Your Money

Save like a boss with our business savings options

Learn More

Business Credit Card

Business Credit Card:

Let's Reward Hard Work

Earn cash back for all your business purchases with OneAZ Business Cash Rewards.

Learn More

1Small Business Checking Account Disclosure: Minimum balance to open is $100. No dividends are paid on this account. First 30 transactions at no fee; After 30, a $0.10 fee per transaction will apply. No transaction limitations apply to this account. For more information, refer to the Commercial Account Agreement Disclosures and the Business Fee Schedule.
1Business Checking Account Disclosure: Minimum balance to open is $100. In order to avoid a fee you must maintain an average monthly balance equal to or greater than $5,000 or an aggregate balance of $25,000 (the sum of all your deposit accounts for the dividend period). This account is a tiered variable rate. For current dividend rate and corresponding APY refer to the Business Fee Schedule. First 150 transactions at no fee; After 150, a $0.10 fee per transaction will apply. No transaction limitations apply to this account. For more information, refer to the Commercial Account Agreement Disclosures and the Business Fee Schedule.
1Business Premium Checking Account Disclosure: Minimum balance to open is $100. In order to avoid a fee you must maintain an average monthly balance equal to or greater than $25,000 or an aggregate balance of $100,000 (the sum of all your deposit accounts for the dividend period). This account is a tiered variable rate. For current dividend rate and corresponding APY refer to the Business Fee Schedule. In order to earn APY you must maintain a average daily balance during each dividend period that is at least equal to or greater than $2,500. First 300 transactions at no fee; After 300, a $0.10 fee per transaction will apply. No transaction limitations apply to this account. For more information, refer to the Commercial Account Agreement Disclosures and the Business Fee Schedule.

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